There are many advantages of working in partnership with AHL to develop policies and loan solutions to meet your housing priorities.
We have over ten years experience of working with local authorities and strategic agencies to develop loans for vulnerable homeowners. Therefore AHL can offer you advice on all aspects of setting up a scheme; from setting your policy to training your front line staff.
- AHL provides advice and recommendation so you can be confident the homeowner is receiving quality advice on the decision they are making.
- Using AHL to deliver the loans guarantees a friendly and qualified financial adviser visits your most vulnerable homeowners.
- Our advisers do not work on commission and have years of experience working with vulnerable client groups.
- By using loans ahead of ahead of grants, the local authority subsidy is ‘stretched’ to help many more homeowners. As the fund recycles from redemptions, it can be reused to help more homeowners in the future.
- Our experience shows that up to 10% of a loan fund used for home improvement loans returns to the fund per annum in the form of interest payments and redemptions.
Testimonials
“We are pleased with the help and the service that ART has provided us since the launch of Edinburgh's Scheme of Assistance. The small dedicated team has worked closely with us to assist us in being able to provide affordable lending to vulnerable homeowners." City of Edinburgh Council
“The introduction of Loans into our Renewal Policy just over two years ago was carried out in conjunction with ART Homes; their experience in the field and advice during those early days has proved invaluable.” Carmarthenshire County Council
“AHL have provided the highest level of customer care to the vulnerable residents they deal with. They are providing both us and our customers with an efficient and professional service.” Rochdale MBC
"From our initial discussions concerning a potential loans scheme for Private Sector Renewal, we have been impressed with the professional help given by AHL, both in strategic matters and in operational support.
The training sessions that AHL has developed are comprehensive, interactive and well received by our front-line staff, who now feel better equipped and more confident in their role in the process.” Nottingham City Council