Interim Director - Steve Sandiford
Steve joined ART Homes initially as an Independent Director, having been attracted by its public service mission. He was subsequently appointed to an executive position as Interim Director in November 2009, with a brief to continue AHL’s growth and its service development.
Prior to this, Steve had spent most of his career in financial services, especially mortgages. Steve was responsible for mortgage products for some of the largest mortgage lenders in the UK, and has extensive experience of regulation, product development, marketing, mortgage processing and relationship management.
Steve has also worked closely with DCLG and the FSA, and has a keen interest in leading ART Homes to help its partner authorities to deliver services to vulnerable homeowners.
Head of Fund Management Services - Peter Hayes
Peter joined the ART Homes team as Operations Manager in May 2004. The key focus of his role is service delivery, and he has helped the business to achieve its ambitious business expansion plans with significant year on year growth of the lending book.
Before joining ART Homes, Peter worked for Barclays Bank for 27 years in a range of areas including customer service and lending roles as well as in specialist functions, such as finance and legal services.
Peter holds the Advanced Certificate in Mortgage Advice and Practice issued by the Institute of Financial Services, and has obtained the Certificate in Regulated Equity Release qualification (launched in April 2007), covering the full range of equity release products and options available to homeowners.
General Manager - Service Development - Graham Wood
Graham worked in the Building Society Industry for 26 years before joining Sandwell Metropolitan Borough Council in the Private Sector of the Urban Improvement Service. His work there concentrated around research on equity release and other loan products to assist homeowners in the repair maintenance and improvement of their homes.
Graham joined ART Homes as General Manager in April 2001.
On a personal front, Graham has served on the Management Board of Ashram Housing Association, a specialist BME organisation, catering predominantly for the needs of vulnerable Asian people.
Head of Financial Services - Stephen Haynes
Stephen joined ART Homes in September 2008. Starting out as a self employed Financial Adviser, he has now worked within the financial services industry for 24 years.
Having worked on many projects for a major Insurance Company, he has served as a Director within an IFA business, before moving into Area Management for a High Street Bank. Most recently he has worked in an Area Management capacity for a National firm of Estate agents, looking after the Mortgage Services Consultants across 16 Branches.
Stephen hopes to bring experience of Financial Services Management in a corporate and private environment and translate the best practices he has gathered to aid the growth in ART Homes Ltd over the coming years.