Since making our first loan in 2003, ART Homes Ltd (AHL) has provided over £30m in affordable loans to help more than 2,000 households improve their living conditions.
We work in partnership with local authorities and strategic housing organisations to assist them to meet local, regional and national housing strategies. We do this by providing access to affordable finance for vulnerable homeowners, helping them to achieve decent homes.
Part of Mercian Housing Association, AHL is a not for profit organisation and our primary role is to deliver affordable finance packages or financial advice to low income or vulnerable households for the purpose of repair, maintenance, clearance relocation or wider financial inclusion initiatives.
Our fully qualified Financial Advisers are CeMAP and CeRER qualified and they have all undergone enhanced CRB checks. Their qualifications allow them to ‘advise and recommend’ the homeowner on the AHL loan products, rather than just giving information to the homeowner to make their own decision.
Our management team has substantial experience in the provision of financial products and private sector housing issues. We pride ourselves on the flexibility of the loan products we offer and the excellent level of service we provide to meet the aims and needs of both homeowners and partner agencies.
Partners can be assured that we are Authorised and Regulated by the Financial Services Authority (FSA) and are licensed by the Office of Fair Trading (CCA).