Through the range of services and products provided, we are able to meet the housing needs of people across all tenure groups. From people who need to rent their home, to people who want to get their first foot on the home ownership ladder; to existing home owners who need help with affordable finance to improve or make essential repairs to their homes.
Our services extend to sustaining the wider community through our community investment work and our experience and investment in bringing empty homes back into use. These are the services which contribute to our vision of helping develop communities people take pride in.

Housing Services
- General needs rented accommodation
- Supported housing and sheltered accommodation
- Repairs and maintenance
- Housing and estate management services
- Asset Management
- Rent collection and arrears management
- Access to benefits advice and financial inclusion services
- Tenant support and involvement
- Homelessness and domestic violence
Financial Inclusion
- Bank Accounts
- Savings and Loan Scheme
- Home Contents Insurance
- Sandwell Advice and Moneylink
- Credit Unions
Home Ownership Services
- Shared ownership and shared equity housing
- HomeBuy
- Sales and marketing for developers
- Mortgage advice
- HomeBuy Agency
Community Investment
- Community Chest fund
- Community Outreach surgeries
- Employment Support
- Training services
ART Homes Affordable Finance
- Secured repayment and interest only loans
- Property appreciation loans
- Consultancy services for private sector renewal policies and strategies
Zenith Development
- Development and Technical Building Services
- Regeneration and Empty Homes Programmes
- Reinventing the Home and Innovation Programmes
- Development for renting, shared ownership and outright sale